Pricing

Public pricing guidance for service fit, scope boundaries, and exact-rate access.

Use this page to understand how pricing works, what influences fit, and when to move into the protected exact-pricing flow for monthly retainers.

You should be able to understand the pricing logic before you ever book a call. Exact monthly retainers are protected, but the public pricing framework is here so qualified buyers can estimate fit before requesting detailed rates.

Exact pricing access

Review the pricing framework here, then sign in for the exact monthly rate sheet.

S&S Bookkeeping Services keeps exact pricing behind Google sign-in because final fit depends on volume, workflow complexity, and scope. The public framework stays visible so buyers can understand likely fit without guessing.

Public pricing guidance

Review the pricing structure before you request the exact rate sheet.

This page explains how pricing is organized so visitors can understand fit, scope, and likely service level before moving into the protected exact pricing flow.

Transaction-based model

Monthly retainers scale with bookkeeping volume and reporting complexity.

Starter, Growth, and Enterprise tiers are anchored to transaction volume, coordination intensity, and the amount of financial oversight required each month.

Protected exact pricing

Exact retainers and surcharge amounts are shown after sign-in.

Qualified visitors and clients can use Google sign-in to access the protected exact pricing page with detailed monthly retainers, thresholds, and add-on rates.

What changes price

Exact pricing depends on workload, complexity, and reporting needs.

Before you sign in for the exact rate sheet, use these factors to estimate how your business will likely be positioned inside the Starter, Growth, or Enterprise model.

  • Monthly transaction volume and bookkeeping workload
  • Reporting cadence and how much visibility the business expects
  • Payroll coordination, entity complexity, and cross-functional support needs
  • Historical cleanup, backlog work, or unusual structural complexity
  • Whether the workflow fits the standard recurring monthly service boundary

How pricing works

Public pricing explains the model. Protected exact pricing shows the numbers.

1. Review the service structure

Use this page to compare tier intent, threshold logic, and the categories of work that stay inside or outside the recurring bookkeeping scope.

2. Confirm fit before requesting details

If the tier model looks aligned, move into the protected flow to review the exact monthly retainer and surcharge schedule for qualified visitors and clients.

3. Use consultation when scope is unclear

If your bookkeeping volume, entity structure, or cleanup needs do not fit neatly into the standard tiers, book a consultation before relying on a standard rate assumption.

Starter

Best for this workload range

Up to 150 monthly transactions

Small businesses needing clean monthly books and tax-ready reporting.

Exact retainer visible after sign-in

Growth

Best for this workload range

Up to 400 monthly transactions

Growing operators needing higher-volume bookkeeping with recurring reporting cadence.

Exact retainer visible after sign-in

Enterprise

Best for this workload range

Unlimited monthly transactions

High-growth and cross-border organizations needing deeper compliance support, structural review, and executive-grade reporting visibility.

Exact retainer visible after sign-in

Feature comparison

Service tier feature matrix

Compare capabilities across all three service tiers to understand what is included in each service level before opening the exact protected pricing sheet.

Compare the public service structure across Starter, Growth, and Enterprise before opening the protected exact pricing sheet.
FeatureStarterGrowthEnterprise
Monthly RetainerSign in to view exact pricingSign in to view exact pricingSign in to view exact pricing
Transaction LimitUp to 150Up to 400Unlimited
Bank Reconciliation
Per Entity Support
Payroll Coordination
Quarterly Forecasting
Structural Risk Audit
Dedicated Account Manager

Outside standard scope

Out-of-scope work & add-ons

The following services are billed separately and fall outside the standard monthly retainer and are priced separately after scope review:

Tax Preparation & Filing

Sign in to view exact pricing

Federal, state, or local returns. Costs vary by entity type and complexity.

Audit Support

Sign in to view exact pricing

Working with CPA auditors and external audit teams.

Legal Entity Formation

Sign in to view exact pricing

LLC setup, S-Corp elections, and related entity structuring.

Payroll Processing

Sign in to view exact pricing

Standalone payroll outside monthly scope (up to 5 staff). Excess $9/month each.

Ad-Hoc Consulting

Sign in to view exact pricing

Strategy, forecasting, equity modeling, or financial planning.

Data Migration or Cleanup

Sign in to view exact pricing

Legacy system conversions, chart of accounts restructuring, backlog cleanup.

Threshold safeguard

Stay ahead of overages with a 90% utilization notice

Starter and Growth accounts receive a proactive notification when monthly activity reaches 90% of the transaction ceiling so the next billing step is visible before item-based surcharges begin.

Variable pricing

Surcharges and special-scope work

Transaction overage fee

Sign in to view exact pricing

Applied to Starter and Growth accounts for activity above the monthly transaction ceiling.

Legacy tool penalty

Sign in to view exact pricing

Applied when a client declines migration to QuickBooks Online or Xero and requires manual CSV processing instead of the standard automation flow.

Historical book restoration

Sign in to view exact pricing

Charged for unreconciled historical quarters, catch-up work, and legacy cleanup outside the recurring monthly service boundary.

Protected rate sheet

Need the exact monthly rate sheet or help choosing the right package?

If your transaction volume, entity structure, or backlog does not fit neatly into the standard boundaries, S&S Bookkeeping Services can scope a custom engagement after reviewing your workflow and reporting needs. Use sign-in for the exact protected rate sheet, or book a consultation if you want guidance first.

Common questions

Common pricing questions before you request the exact rate sheet.

These answers help visitors understand what the public pricing page is for, when exact pricing becomes available, and how the bookkeeping pricing model is structured before sign-in.

Is the public pricing page the exact monthly rate sheet?

No. This page explains the pricing model, service tiers, transaction thresholds, and scope boundaries. The exact monthly retainers and surcharge amounts are shown on the protected pricing page after Google sign-in.

What determines which pricing tier is the best fit?

Fit depends on monthly transaction volume, reporting cadence, payroll or coordination intensity, and whether the business needs deeper compliance or structural review support.

When do overage or add-on charges apply?

Overage and add-on pricing applies when monthly activity exceeds the standard transaction thresholds or when the work falls outside the recurring bookkeeping scope, such as cleanup, audit support, migration, or tax-prep-adjacent tasks.

How do I view the exact S&S Bookkeeping Services pricing page?

Use the sign-in flow on this page to open the protected exact pricing route. That Google-authenticated view contains the detailed monthly retainers, threshold logic, and exact surcharge amounts.

Is it safe to outsource bookkeeping to the Philippines?

Yes, when the workflow is designed correctly. S&S Bookkeeping Services follows a Zero-Local-Data Policy and bank-grade encryption posture. Sensitive records are not stored on local machines, and client access is routed through secure cloud-native systems with TLS 1.2+ and 256-bit encryption controls.

How much does small business bookkeeping cost?

Cost depends on transaction volume, reporting cadence, payroll complexity, and whether the books require cleanup or higher-trust review. The public pricing page explains the tier structure, and the protected pricing page shows the exact monthly retainers after Google sign-in.

Will outsourced bookkeeping reduce quality or control?

That risk comes from weak process design, not from geography alone. S&S Bookkeeping Services is structured around reconciliations, documentation discipline, role-based access, and technology-enabled delivery so SMBs can improve financial visibility without sacrificing control.

Next step

Need exact pricing, not just the public structure?

Use the public pricing framework to estimate fit, then sign in to view exact monthly retainers, surcharge amounts, and protected pricing details.